Trending – agentfree

tonyclark.realestate

"How's the crime rate in this neighborhood?" "How

"How's the crime rate in this neighborhood?"
"How are the schools?"
"Are property values going up or down?"

If you've ever asked these questions, you're not alone. And you can find everything you need on these websites... These are the same ones I look at anytime I'm looking in a new neighborhood.

#homebuyingtips #realestatedata #firsttimehomebuyer #realestate101

Do you know the difference? There's a key differen

Do you know the difference? There's a key difference between a prequalification and a preapproval... but most people don't understand this.

#realestateadvice #homebuyingtips #homebuyingadvice #realestate101 #homeloans #mortgages #firsttimehomebuyer

Do your student loans matter when buying a house?

Do your student loans matter when buying a house? How about other debt? Here's how that can affect your housing decisions.

#firsttimehomebuyer #homebuyingtips #realestate101 #homeloans

I tell most people NOT to buy a fixer upper... her

I tell most people NOT to buy a fixer upper... here's why.

#realestateinvesting #firsttimehomebuyer #fixerupper #houseflipping #realestatestories #realestateagent

Are all mortgage lenders the same? ABSOLUTELY NOT.

Are all mortgage lenders the same? ABSOLUTELY NOT. Here's what I'd recommend so that you can make the best decision on your next mortgage.⬆️ ⬆️ ⬆️

#realestateadvice #homebuyingtips #homebuyingadvice #realestate101 #homeloans #mortgages #firsttimehomebuyer

Bathroomless toilets?? Garage sale in every room??

Bathroomless toilets?? Garage sale in every room?? I feel like there's something new every time I get a home inspection done.

What's your strangest inspection story?

#homebuyingstories #firsttimehomebuyer #homebuying #realestatestories #realestate #homebuyinghorrorstories

Here are my favorite data sources as a real estate

Here are my favorite data sources as a real estate agent in 2024 (hint: anyone can use these sites for free).

Looking for market data? Not sure where to invest? Trying to figure out whether or not your market is going up or down? These sites will help make that decision easier.

#realestateadvice #homebuyingtips #homebuyingadvice #realestate101 #marketresearch #firsttimehomebuyer

How to get a loan to buy a house🏦 #realestate1

How to get a loan to buy a house🏦

#realestate101 #homebuyingtips #firsttimehomebuyer #realestateadvice #homebuyingadvice #homeloans

Is the home you're buying 🐕+💩 or a good deci

Is the home you're buying 🐕+💩 or a good decision? Getting a home inspection can help you find out. Especially if you're a first time home buyer or not experienced with construction.

Home inspectors are paid to help you understand what you're buying before you buy it, and I never recommend buying a house without getting an inspection first.

Want a copy of an actual home inspection? DM me the word "Inspection" and I'll send one over.

#firsttimehomebuyer #realestate #homebuyingtips #homebuying101 #realestatetips

An escrow company acts as a neutral third party to

An escrow company acts as a neutral third party to handle the transaction.

When your offer on a property is accepted, the escrow company steps in to manage the money and documents.

They take in your money as the buyer and the bank’s money as the lender.

You pay the escrow company for managing this entire process—which I discuss in detail in this video.

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

In addition to your title insurance, if you're get

In addition to your title insurance, if you're getting a loan, you'll also need to pay for lender's title insurance. This policy ensures that both you and your lender are protected.

Think about it: if you put down 20% on a property, the lender covers the remaining 80%. They need assurance that their investment is safe if any ownership claims arise. So, you pay for title insurance for both yourself and your lender.

Additionally, an appraiser will assess the property to confirm its value aligns with the bank's loan amount. These are essential steps to protect both parties involved.

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

TUESDAY NIGHT Brews & Deals: The place to be for a

TUESDAY NIGHT Brews & Deals: The place to be for anyone wanting to talk about real estate.

Where? Tarantula Hill Brewing Company
When? 6 PM-8 PM Tuesday evening
How Much? Free! Just buy a beer or a pretzel to support Tarantula Hill.

You could find your next partner, lender, or business idea, just from talking with others investing in Ventura county.

Hope to see you there!

This is why title insurance is so crucial—I had

This is why title insurance is so crucial—I had a friend who bought a house thinking he could build a second unit on the property. Zoning had incorrectly said it was possible, and the previous owner had messed with recording the deed. Everyone believed it was allowed.

After buying the property, he discovered he couldn't build the second house. But because of his title insurance, this is what happened...

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

Not only are there fees associated with your lende

Not only are there fees associated with your lender, but there are also costs from other key players in the transaction: the title company and the escrow company. In some states, these companies perform similar roles, but in this video we'll break down the fees for each.

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

How much will your mortgage cost on a $1,000,000 h

How much will your mortgage cost on a $1,000,000 house in California?

With an interest rate of 6.73%, buying a $1,000,000 house means your principal and interest fee will be around $5,611 per month. When you add in property taxes of about $600 and homeowner's insurance (HOI), your total monthly mortgage payment might be around $6,211!

Does that sound reasonable to you, or is it too much? Let me know in the comments below!👇

#firsttimehomebuyer #homebuyingtips #interestrates #realestatetips #realestate #homebuying

When buying a home, you’ll encounter fees that f

When buying a home, you’ll encounter fees that feel like money going out the door, but they’re actually prepaids. These cover your property taxes and insurance.

Property taxes are due twice a year, and depending on when you close, you’ll need to prepay into your lender’s escrow account. This account is used to pay your taxes and homeowner’s insurance on your behalf.

For example, if taxes are due February 1st and you close on March 3rd, they’ll collect six months of taxes from you. It might seem like a lot, but it’s money set aside for future expenses.

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

How much will your mortgage cost on a $900,000 hou

How much will your mortgage cost on a $900,000 house?

With an interest rate of 6.78%, buying a $900,000 house in Vacaville, CA means your principal and interest fee will be around $5,205 per month.

When you add in property taxes of about $608 and homeowner's insurance (HOI), your total monthly mortgage payment might be around $6,379!

Does that sound reasonable to you, or is it too much? Let me know in the comments below!👇

DISCLAIMER: Information is for entertainment purposes only and based off of Nerdwallet. Information is not guaranteed.

#firsttimehomebuyer #homebuyingtips #interestrates #realestatetips #realestate #homebuying

Ready to buy a home but unsure about your down pay

Ready to buy a home but unsure about your down payment? Here are the hidden fees and costs you need to know to budget properly.

These are all services related to the lender or mortgage company helping you buy the property.

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

How much will your mortgage cost on a $1,000,000 h

How much will your mortgage cost on a $1,000,000 house?

With an interest rate of 6.73%, buying a $1,000,000 house means your principal and interest fee will be around $6,084 per month.

When you add in property taxes of about $675.00 and homeowner's insurance (HOI), your total monthly mortgage payment might be around $5,499!

Does that sound reasonable to you, or is it too much? Let me know in the comments below!👇

#firsttimehomebuyer #homebuyingtips #interestrates #realestatetips #realestate #homebuying"

Want to lower or eliminate your closing costs? Her

Want to lower or eliminate your closing costs? Here’s a hack: ask for seller credits. You can request the seller to contribute a specific amount toward your closing costs and prepaids.

Include this in your offer: ""Seller to contribute [amount] toward recurring and non-recurring closing costs or closing costs and prepaids."" Be specific about what the money can be used for to ensure it’s credited correctly.

This is especially beneficial if you're making a low down payment (3-5%) and need to keep your savings intact."

#firsttimehomebuyer #homebuying101 #homebuyingtips #realestate101 #realestatetips

Load More Follow on Instagram